Upay
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About Upay

The Bangladeshis have demonstrated remarkable resilience in the face of adversity, consistently uncovering solutions for every challenge they encounter. Drawing inspiration from this positive outlook, the inception of উপায় (upay) came about. It was conceived to be a partner that simplifies, secures, and streamlines the customer journey, particularly in the realm of financial services.

Under the banner of UCB Fintech Company Limited, উপায় (upay) stands as the emblem of digital financial services. This subsidiary of the United Commercial Bank obtained official authorization from the Bangladesh Bank, marking the commencement of উপায় (upay)'s voyage in the early months of 2021. Since then, it has unfurled a wide array of mobile financial services catering to individuals from all walks of life.

The spectrum of offerings by উপায় (upay) encompasses mobile transactions, settlement of utility bills, both in physical stores and online, cross-border remittance, salary distribution, airtime top-ups, and a host of other value-added financial provisions. These services are accessible to customers through our expansive network of agents and merchants across the nation, all at a reasonable cost.

Galvanized by the vision of a 'Digital Bangladesh,' উপায় (upay) is committed to being an active agent of transformation in the country's financial landscape. Its primary objective revolves around providing effortless access to a seamless digital financial ecosystem, impacting the lives of multitudes and propelling the nation toward financial inclusivity.

Central to our value system is empathy, a cornerstone embraced by উপায় (upay). It strives to herald a new era within the digital financial service sector, with customer needs occupying the forefront of every endeavor. No matter the hurdles faced by our clientele, we stand as their dependable problem-solvers, dedicated to delivering an enriching customer experience, fortified security, and purposeful innovations.